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Blog Post | Public Health

Calling for Big Action on Antibiotics in the Big Apple | Steve Blackledge

Last week, we were in New York City, where the United Nations General Assembly spent an entire day discussing antibiotic resistance, “the biggest threat to modern medicine.” Experts estimate that more than 700,000 people worldwide die from antibiotic-resistant infections each year, including 23,000 in the United States—a number that could grow to 10 million globally by 2050.

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News Release | Maryland PIRG | Consumer Protection

Yahoo Data Breach Presents Opportunity for Strong Response

A credit freeze is the only way to prevemt identity theft before it happens.  All other types of identity theft and fraud, at best, can only be detected after the fact. The services and steps that are most offered and recommended to consumers, like credit montiroty,  only detect identity theft or fraud but don’t stop it.

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Blog Post | Consumer Protection

Will Wells Fargo CEO Tell Senate "No Clawbacks" of Exec's Golden Parachute? | Ed Mierzwinski

Wells Fargo CEO John Stumpf goes before the Senate Banking Committee Tuesday (9/20) to explain the recent $185 million in combined civil penalties by the CFPB and other regulators over a sales goals incentive scandal that led to employees opening some 2 million fake, secret accounts without the knowledge of customers. How will he respond to the growing public clamor for a clawback of bonuses paid his top retail executive Carrie Tolstedt, whose retirement with a $125 million golden parachute package had been announced earlier this summer? 

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News Release | Democracy

Grassroots Coalition Launches Campaign for Yes on Question A in Howard County

A packed crowd gathered last night at Kelsey’s Restaurant in Ellicott City to officially launch “Yes on A! For the Citizens Election Fund.” The campaign is building support for ballot question A, which would establish a Citizens’ Election Fund to create a small donor empowerment program for Howard County elections.

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Blog Post | Consumer Protection

Wall Street Ramps Up Attacks on Wall Street Reform | Ed Mierzwinski

On Friday, the House overwhelmingly approved a Wall Street-driven proposal to weaken oversight of private equity firms, taking a chunk out of the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act. But wait, there's so much more: On Tuesday the House Financial Services Committee takes up the so-called "Financial Choice Act," which eviscerates most of Dodd-Frank's key reforms, from stripping powers of the Financial Stability Oversight Council to repealing the Volcker Rule, which reins in risky betting practices that use depositors' money. As for the CFPB (which just this week issued its biggest fine to date, $100 million against Wells Fargo Bank for opening hundreds of thousands of fake and secret consumer accounts to meet sales goals), the proposal would defund and defang it and delay or stop its efforts to rein in unfair practices of payday lenders, debt collectors and banks. Many of the Financial Choice Act's provisions also pose threats as budget bill "riders."

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News Release | Maryland PIRG | Food

Health Advocates Call On Safeway to Eliminate BPA in Food Cans

 

Baltimore, MD: Concerned students and local health advocates joined a national movement this week urging Safeway to stop selling food cans containing toxic bisphenol A (BPA), a chemical linked to breast and prostate cancer, infertility, and type-2 diabetes. After talking to shoppers outside the Charles Village Safeway in Baltimore on Wednesday, advocates and students met with the store manager to return toxic food cans and discuss solutions.

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News Release | U.S. PIRG | Consumer Protection

Joint Statement Opposing Exceptions to CFPB Payday Rule

We've joined 10 other leading consumer, community, religious and civil rights organizations to oppose exemptions to a strong CFPB payday and auto title lending rule and to reiterate our opposition to an exception that has already been considered and rejected that would allow lenders to make longer-term installment loans without considering a borrower’s ability to repay so long as the payment did not exceed five percent of a borrowers’ income.

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News Release | Maryland PIRG | Public Health

More Harm than Good: Statement on Toxic Substances Control Act (TSCA) Passage

Maryland PIRG is disappointed with the TSCA bill that was passed Tuesday by the Senate and will soon be sent to the President. When it comes to public health protections, the federal government should set a floor, not a ceiling – meaning, minimum levels of protection should be set, not maximum levels. By preempting state efforts to regulate toxic chemicals, this bill does more harm than good.

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News Release | U.S.PIRG | Consumer Protection

Strong National Payday Rule Could Save Consumers Billions

Today, the Consumer Financial Protection Bureau (CFPB) released its draft high cost small dollar lending (payday and auto title) loan rule for public comment. 

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LATimes: Obama's consumer protection legacy defined by aggressive agency

[This weekend, the Los Angele Times chronicled President Obama's consumer protection record, with heavy emphasis on the history and fight over the Consumer Financial Protection Bureau (CFPB):]

"[...] Launched in the wake of the 2008 financial crisis, the bureau is one of President Obama’s signature accomplishments. [...] “I think you have to consider him a tremendous president for consumers,” said Ed Mierzwinski, consumer program director at the U.S. Public Interest Research Group."

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Reining in Wall Street

On July 15, the U.S. Senate passed the Wall Street Reform and Consumer Protection Act by a count of 60 to 39.

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Result | Public Health

KIDS’ SCHOOL LUNCHES NOW SAFER

For years, America’s schoolchildren have been eating beef, chicken and other foods that would have been rejected as substandard even by fast food chains. Thanks in part to our advocacy, the U.S.D.A. has stopped buying such low-quality meat for school lunches.

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Result | Health Care

Young People Now Covered

This year, the federal health care reforms that Maryland PIRG worked to win have started to pay off for young people. In the past, teens saw their premiums soar or were denied coverage when they turned 19, even if they’d been insured their whole lives. Now, they can remain on their parents’ plans until age 26. 

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Result | Health Care

Health Care Reform Enacted

In 2010, President Obama signed comprehensive health care reform into law.

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BPA Ban

In 2010, Maryland became the 4th state in the nation to phase out the toxic chemcial CPA from baby bottles and sippy cups.

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Report | Maryland PIRG Foundation | Consumer Protection

Mortgages and Mortgage Complaints

Our sixth report analyzing complaints in the CFPB's Public Consumer Complaint Database evaluates mortgage complaints, the number one source of complaints to the CFPB, totaling 38% of nearly 500,000 complaints posted since 2011.

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Report | Maryland PIRG Foundation | Transportation

Who Pays for the Roads

Many Americans believe that drivers pay the full cost of the roads they use through gas taxes and other user fees. That has never been true, and it is less true now than at any other point in modern times. Today, general taxes paid byall tax- payers cover nearly as much of the cost of building and maintaining highways as the gas tax and other fees paid by drivers.

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Report | Maryland PIRG Foundation | Tax

Picking Up the Tab 2015

Every year, corporations and wealthy individuals use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their federal and state income tax liabilities by billions of dollars. While tax haven abusers benefit from America’s markets, public infrastructure, educated workforce, security and rule of law – all supported in one way or another by tax dollars – they continue to avoid paying for these benefits.

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Report | Maryland PIRG Foundation | Budget

Following the Money 2015

Every year, state governments spend hundreds of billions of dollars through contracts for goods and services, subsidies to encourage economic development, and other expenditures. Accountability and public scrutiny are necessary to ensure that the public can trust that state funds are spent as well as possible. 

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Report | Maryland PIRG Foundation and Frontier Group | Transportation

The Innovative Transportation Index

Rapid technological advances have enabled the creation of new transportation tools that make it possible for more Americans to live full and engaged lives without owning a car. Many of these new tools have been in existence for less than a decade – some for less than five years – but they have spread rapidly to cities across the United States.

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Blog Post | Consumer Protection

Far From Done: Statement on Controversial Chemical Law Signed by President | Juliana Bilowich

 

Maryland PIRG is disappointed with the overhaul of the Toxic Substances Control Act (TSCA), which passed Congress this month and was signed by the President last week. While the reforms improve some of the EPA’s authority to test and regulate chemicals, the law falls far short of keeping toxic chemicals out of the products we buy and use. In the aftermath of TSCA reforms, states can – and should – continue to play a vital role in protecting families from chemical exposure.

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Blog Post | Consumer Protection

Court Rejects PIRG-Opposed Swipe Fee Settlement With Visa/Mastercard | Ed Mierzwinski

Today, a panel of the U.S. Court of Appeals for the Second Circuit threw out a preliminary $7.25 billion settlement between Visa and Mastercard and any merchant accepting credit cards (including U.S. PIRG), ruling that despite that seemingly massive payment for past practices that the settlement gave inadequate relief to merchants going forward, as it essentially immunized the networks for any future illegal conduct while providing mostly illusory benefits. Since we accept credit cards from our members, we, joined by Consumer Reports, had formally objected to the settlement as consumer advocates who also happen to be merchant class members (most merchant associations also objected).

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Blog Post | Consumer Protection

House Launches Frenzy of Attacks on CFPB, Public Protections | Ed Mierzwinski

Today and tomorrow the House floor showcases a variety of special-interest backed bills designed to eliminate public protections and weaken financial reform. Action starts soon with an attempt to override the President's veto of legislation to wipe away a new Department of Labor rule designed to protect hard-earned retirement savings from Wall Streeters seeking their "share" of your own share. Then, the House will consider the massive FSGG Appropriations bill, which rolls back the independence and authority of the CFPB and other financial reforms. Finally, they've teed up a bill to eliminate the Supreme Court's long-standing "Chevron doctrine," which says that courts must defer to expert agencies in certain circumstances. Without the doctrine in place, polluters and wrongdoers will have more opportunities to challenge public protections.

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Blog Post

Three years later: 50% of Safeway store brand food cans still contain toxic BPA | Juliana Bilowich

 

Three years ago, our coalition requested that Safeway develop a comprehensive plan to address Hazardous 100+ chemicals in the products it sells, including the toxic chemical bisphenol A. BPA has been linked to cancer, infertility, and type-2 diabetes, and it is already banned in infant formula packaging, sippy cups, and other products. Clearly, there is no place for BPA in our food cans.

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Blog Post | Transportation

Clean Transportation Doesn’t Need To Be A Distant Utopia | John Olivieri

For many, when they think of combating global warming, they think of solar panels on rooftops and eliminating coal fired power plants. But, the truth is, there is not an effective solution to address global warming that does not deal with transportation as well.

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Priority Action

We're teaming up with big restaurant chains to stop the overuse of antibiotics on factory farms. Call on KFC to stop selling meat raised on routine antibiotics.

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