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Report | U.S. PIRG | Consumer Protection

We Urge CFPB To Provide Mobile Financial Protections

Along with the Center for Digital Democracy, our co-investigator on a series of projects related to "big data" and financial opportunity, we've filed detailed comments to the CFPB regarding the need for strong consumer protections as more and more consumers use mobile financial services. We argue that "mobile technologies and services pose both opportunities and risks to consumers, their privacy, and to the kinds and price of services they are offered."

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News Release | Maryland PIRG | Democracy

Statement on today’s Senate vote on the constitutional amendment to overturn Citizens United

“Today’s vote was an incredible milestone in the fight to reclaim our democracy. The Citizens United decision unleashed a tide of big money from mega-donors and super PACs into our elections, which has threatened to drown out the voices of ordinary Americans.

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News Release | U.S. PIRG | Consumer Protection

We urge CFPB to issue safeguards for mobile financial services and privacy

We urge (along with the Center for Digital Democracy) the CFPB to issue rules so consumers can use mobile financial services without placing their privacy at risk or exposing themselves to new forms of predatory lending and other unfair practices. We filed a joint comment in response to a CFPB information request.

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Report | Maryland PIRG Foundation | Public Health

Weak Medicine

Antibiotic-resistant bacteria infect more than 2 million people per year in the United States, causing more than 23,000 deaths. State governments, the FDA and other branches of the federal government should take steps to protect human health from the antibiotic-resistant bacteria that can develop on factory farms.

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News Release | Maryland PIRG | Tax

BP Could Take $6.3 Billion Tax Deduction For Gross Negligence In Deepwater Horizon Spill

BP could claim a $6.3 billion tax windfall from settling charges of its gross negligence in the Deepwater Horizon disaster unless the EPA prevents it.

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News Release | Tax

Bank of America settlement loophole creates at least $4 billion burden for taxpayers

        
The Justice Department allows Bank of America to write off most of its legal settlement for mortgage abuses as a tax deduction, shifting at least $4 billion back onto taxpayers.

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News Release | Maryland PIRG | Consumer Protection

SHAREHOLDER RESOLUTION ASKS SAFEWAY TO LABEL ITS FOOD FOR GMOs

At its annual meeting this Friday, shareholders and advocacy groups will urge Safeway to label store brand products containing genetically modified organisms (GMOs). Green Century Capital Management filed a shareholder proposal with Safeway, citing unprecedented public demand for GMO labeling as a reason for Safeway to voluntarily provide this information.

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News Release | Maryland PIRG Foundation and Citizens for Tax Justice | Tax

Study: 70% of Fortune 500 Companies Used Tax Havens in 2013

Tax loopholes encouraged more than 70 percent of Fortune 500 companies – including Stanley Black & Decker in Maryland – to maintain subsidiaries in offshore tax havens as of 2013, according to “Offshore Shell Games,” released today by the Maryland PIRG Foundation and Citizens for Tax Justice (CTJ). Collectively, the companies reported booking nearly $2 trillion offshore for tax purposes, with just 30 companies accounting for 62 percent of the total, or $1.2 trillion.

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News Release | Consumer Protection

Credit CARD Act Saves Consumers $12.6 Billion Annually

On May 22, the fifth anniversary of the Credit CARD Act of 2009, consumer advocates applaud the Act’s success in saving Americans billions of dollars in predatory and excessive fees. By one estimate, the CARD Act has saved consumers $12.6 billion annually in lower fees and interest charges; a recent report from the Consumer Financial Protection Bureau identifies nearly $4 billion annual savings in fees alone.

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Media Hit | Democracy

Money & Politics

How will recent campaign finance rulings by the Supreme Court and by the Maryland Board of Elections affect the governor’s race and other state campaigns? How do Maryland campaign finance laws compare to those of other states? Our guests: Andy Kroll, senior reporter for Mother Jones; Bruce Marcus, chair of the bipartisan state commission that looked at Maryland’s campaign finance structure; and Emily Scarr, director of Maryland’s Public Interest Research Group.

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Result | Safe Energy

EmPOWER Maryland Act

In 2008, Maryland PIRG helped pass the EmPOWER Maryland Act, which sets a statewide goal of reducing per capita electricity use 15% by 2015.

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Despite Big Tobacco, winning smoke-free restaurants

In 2007, Maryland PIRG Foundation and Maryland PIRG Citizen Lobby helped lead the campaign to make all Baltimore workplaces, including restaurants and bars, smoke-free.

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Report | Maryland PIRG Foundation | Transportation

A New Course

Universities and colleges across the country are taking steps to encourage their communities, students, faculty and staff to decrease their reliance on personal vehicles. These efforts are working well – saving money for universities, improving the quality of life in college towns, and giving today’s students experience in living life without depending on a personal car.

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Report | Maryland PIRG | Tax

Closing the Billion Dollar Loophole

New report tells how some states have found a simple reform to reclaim significant revenue lost to offshore tax havens. Includes estimates of how much each state loses in state revenue to offshore tax haven abuse and how much each state would gain by closing the "water's edge" loophole.

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Report | Maryland PIRG Foundation | Consumer Protection

Fixing the Broken Textbook Market

This study demonstrates that despite recent steps forward in the marketplace, high textbook costs will continue to be a problem for students unless the cost of high-priced, new editions of college textbooks comes down.

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Report | Maryland PIRG Foundation | Consumer Protection

Credit Cards, Consumer Complaints

This is the fourth in a series of reports that review complaints to the CFPB nationally and on a state-by-state level. In this report we explore consumer complaints about credit cards with the aim of uncovering patterns in the problems consumers are experiencing with their credit cards and documenting the role of the CFPB in helping consumers successfully resolve their complaints.

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Report | Maryland PIRG Foundation | Public Health

An Unnecessary Burden

A large and growing body of scientific research shows that many chemicals in consumer products and building materials are linked to asthma and asthma symptoms.

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Blog Post | Food

Testimony on SB0778 / HB1191 Genetically Engineered Food – Labeling Requirements | Emily Scarr

Maryland consumers have a right to know what’s in the food we buy, so we can make healthy, responsible, and informed choices about what we’re eating. Manufacturers are required by federal law to list ingredients and other nutrition information on food packaging, but whether or not a food is genetically modified is not included. More than 60 countries, including the entire European Union, already require GMO labeling, but in the U.S., consumers are still denied this basic information.  

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Blog Post | Solid Waste

Testimony on SB 0394 Statewide Container Recycling Refund Program | Emily Scarr

Maryland PIRG supports SB 0394, which establishes a statewide redeemable 5 cent deposit on single use beverage containers to decrease litter and waste. Putting recyclable trash in landfills or burning it through incineration is unnecessary and terrible for public health and the environment.

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Blog Post | Public Health, Consumer Protection

Testimony on HB0229: Prohibition of Child Care Products Containing Flame-Retardant Chemicals - TDCPP

Studies link chlorinated Tris to neurological damage, hormone disruption, mutagenicity and cancer,    and it has the same chemical structure as banned chemicals like DDT, PCBs and Dioxin. Chlorinated Tris tested positive for mutagenicity in the 1970s and as a result it was voluntarily removed from children’s pajamas in 1977. Since the action was voluntary, companies can legally use it in other consumer products without informing government officials or the public.

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Blog Post | Consumer Protection

Target says "Oops, 70-110 million consumers hacked." | Ed Mierzwinski

Target is now saying that "a range of 70 million to 110 million people," not the original 40 million customers, had their credit or debit card numbers hacked in December. Even worse, Target is admitting that the database stolen included email addresses and phone numbers, which leaves consumers vulnerable to phishing attacks that could lead to identity theft, as if fraud on existing accounts wasn't enough. Here are some tips.

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Blog Post | Public Health, Consumer Protection

Toy Safety Tips | Emily Scarr

For 28 years, Maryland PIRG Foundation has worked to identify unsafe toys. Below are our top tips to help you choose the safest toys for the children in your life.

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Priority Action

Help triple Maryland's container recycling rate. Tell the state Legislature: I support a Maryland Bottle Bill.

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