Home

What's New

Blog Post | Consumer Protection

CFPB Faces A "Death of a Thousand Cuts" Today | Ed Mierzwinski

Today, at 10 AM, the U.S. House Financial Services Committee considers a package of over a dozen anti-consumer, anti-investor, anti-taxpayer bills. U.S. PIRG and other members of Americans for Financial Reform have urged a no vote on all the bills targeted at weakening the Consumer Financial Protection Bureau (CFPB).
> Keep Reading
News Release | Maryland PIRG Foundation and Citizens for Tax Justice | Tax

Study: 70% of Fortune 500 Companies Used Tax Havens in 2013

Tax loopholes encouraged more than 70 percent of Fortune 500 companies – including Stanley Black & Decker in Maryland – to maintain subsidiaries in offshore tax havens as of 2013, according to “Offshore Shell Games,” released today by the Maryland PIRG Foundation and Citizens for Tax Justice (CTJ). Collectively, the companies reported booking nearly $2 trillion offshore for tax purposes, with just 30 companies accounting for 62 percent of the total, or $1.2 trillion.

> Keep Reading
Report | Maryland PIRG Foundation and Citizens for Tax Justice | Tax

Offshore Shell Games

Many large U.S.-based multinational corporations avoid paying U.S. taxes by using accounting tricks to make profits made in America appear to be generated in offshore tax havens – countries with minimal or no taxes. By booking profits to subsidiaries registered in tax havens, multinational corporations are able to avoid an estimated $90 billion in federal income taxes each year. These subsidiaries are often shell companies with few, if any employees, and which engage in little to no real business activity. 

> Keep Reading
News Release | Consumer Protection

Credit CARD Act Saves Consumers $12.6 Billion Annually

On May 22, the fifth anniversary of the Credit CARD Act of 2009, consumer advocates applaud the Act’s success in saving Americans billions of dollars in predatory and excessive fees. By one estimate, the CARD Act has saved consumers $12.6 billion annually in lower fees and interest charges; a recent report from the Consumer Financial Protection Bureau identifies nearly $4 billion annual savings in fees alone.

> Keep Reading
Blog Post | Consumer Protection

Credit CARD Act Turns 5, A Big Success Story | Ed Mierzwinski

The Credit CARD Act of 2009, which had its 5th birthday on May 22, is a government success story that cleaned up a Wild West credit card marketplace by eliminating unfair tricks and traps without destroying the market. Despite “sky is falling” claims of impending doom from industry apologists at the time, the credit card industry is still strong and consumers can choose from a variety of cards.

> Keep Reading

Pages

Media Hit | Tax

Slightly Brighter Sunlight

Maryland is gradually improving its scoring when it comes to being transparent to the public, having moved from a C to a B- in a recently released report card from the Maryland PIRG Foundation.

That grade could get better: Gov. Martin O’Malley signed into law this week legislation that may shine a little more light into the dark and dusty corners of state spending.

> Keep Reading
News Release | Maryland PIRG Foundation | Tax

Poll: Public Wants Federal Agencies to Disclose and Restrict Corporate Tax Write Offs for Out-of-Court Settlements

A new poll shows that Americans want federal agencies to better disclose information about out-of-court settlements with corporations and to restrict companies from writing off these payments as tax deductions.

> Keep Reading
News Release | Maryland PIRG | Tax

Offshore Tax Havens Cost Average Maryland Taxpayer $1,259 a Year, MD Small Business $4,118

As hardworking Americans file their taxes today, it’s a good time to be reminded of how ordinary taxpayers pick up the tab for the loopholes in our tax laws. Maryland PIRG released a new study which revealed that the average Maryland taxpayer in 2013 would have to shoulder an extra $1,259 in taxes to make up for the revenue lost due to the use of offshore tax havens by corporations and wealthy individuals.

> Keep Reading
Media Hit | Tax

State lawmakers hope new law improves spending transparency score

Some lawmakers hope legislation passed this year will move Maryland out of the middle of the pack when it comes to government spending transparency.

The fifth annual report on government spending transparency released last week by Maryland PIRG Foundation gave the Old Line State a B-, up from a C last year.

> Keep Reading
News Release | Maryland PIRG Foundation | Consumer Protection

Report: Spirit Is Most Complained-About Airline

The report, “The Unfriendly Skies: Five Years of Airline Passenger Complaints to the DOT” analyzes complaints to the U.S. Department of Transportation’s Aviation Consumer Protection Division about major U.S. airlines from 2009-2013. The report found that most complaints are about delayed or canceled flights, which were the top complaint category each year and have trended upward overall.

> Keep Reading

Pages

BPA Ban

In 2010, Maryland became the 4th state in the nation to phase out the toxic chemcial CPA from baby bottles and sippy cups.

> Keep Reading

Ending Credit card abuses

Many abusive credit card practices, such as repeated over-the-limit fees and universal default are outlawed thanks to a 2010 federal law backed by Maryland PIRG.

> Keep Reading

Voting and Democracy Protections

Money plays far too great a role in American elections, from the municipal level all the way up to the presidency.  Large contributions from a limited number of wealthy interests unduly influence who wins elections and reduce the role of citizen voters in our democracy. Maryland PIRG worked to protect voting rights and increase transparency.

> Keep Reading

More and Better Public Transportation

In 2010, Maryland PIRG helped ensure that Maryalnd's transportation projects are in line with existing transportation goals

> Keep Reading

Eliminating Toxic Mercury

In 2009, we played a role in addressing the largest manufacturing source of mercury in the state.

> Keep Reading

Pages

Report | Maryland PIRG Foundation | Transportation

A New Course

Universities and colleges across the country are taking steps to encourage their communities, students, faculty and staff to decrease their reliance on personal vehicles. These efforts are working well – saving money for universities, improving the quality of life in college towns, and giving today’s students experience in living life without depending on a personal car.

> Keep Reading
Report | Maryland PIRG | Tax

Closing the Billion Dollar Loophole

New report tells how some states have found a simple reform to reclaim significant revenue lost to offshore tax havens. Includes estimates of how much each state loses in state revenue to offshore tax haven abuse and how much each state would gain by closing the "water's edge" loophole.

> Keep Reading
Report | Maryland PIRG Foundation | Consumer Protection

Fixing the Broken Textbook Market

This study demonstrates that despite recent steps forward in the marketplace, high textbook costs will continue to be a problem for students unless the cost of high-priced, new editions of college textbooks comes down.

> Keep Reading
Report | Maryland PIRG Foundation | Consumer Protection

Credit Cards, Consumer Complaints

This is the fourth in a series of reports that review complaints to the CFPB nationally and on a state-by-state level. In this report we explore consumer complaints about credit cards with the aim of uncovering patterns in the problems consumers are experiencing with their credit cards and documenting the role of the CFPB in helping consumers successfully resolve their complaints.

> Keep Reading
Report | Maryland PIRG Foundation | Public Health

An Unnecessary Burden

A large and growing body of scientific research shows that many chemicals in consumer products and building materials are linked to asthma and asthma symptoms.

> Keep Reading

Pages

Blog Post | Consumer Protection

Credit CARD Act Turns 5, A Big Success Story | Ed Mierzwinski

The Credit CARD Act of 2009, which had its 5th birthday on May 22, is a government success story that cleaned up a Wild West credit card marketplace by eliminating unfair tricks and traps without destroying the market. Despite “sky is falling” claims of impending doom from industry apologists at the time, the credit card industry is still strong and consumers can choose from a variety of cards.

> Keep Reading
Blog Post | Consumer Protection

The end of net neutrality as we know it? | Ed Mierzwinski

On Thursday, 5/15 the U.S. Federal Communications Commission (FCC) meets to propose new rules "to protect and promote the open Internet." It has no choice because a U.S. appellate court threw out parts of its current rules in a January decision favoring the telephone company Verizon. The decision did not eliminate FCC authority to regulate the Internet, but it did make it more complicated.

> Keep Reading
Blog Post | Consumer Protection

How to protect yourself from the security bug Heartbleed | Emily Scarr

DO NOT rush to change your passwords on all of your favorite websites. You shouldn’t change your password on a site until the site has fixed the Heartbleed bug, or else you risk having your new password compromised. Watch for a notice on the site, but don’t click any links in emails claiming to be from the website.

> Keep Reading
Blog Post | Food

Testimony on SB0778 / HB1191 Genetically Engineered Food – Labeling Requirements | Emily Scarr

Maryland consumers have a right to know what’s in the food we buy, so we can make healthy, responsible, and informed choices about what we’re eating. Manufacturers are required by federal law to list ingredients and other nutrition information on food packaging, but whether or not a food is genetically modified is not included. More than 60 countries, including the entire European Union, already require GMO labeling, but in the U.S., consumers are still denied this basic information.  

> Keep Reading
Blog Post | Solid Waste

Testimony on SB 0394 Statewide Container Recycling Refund Program | Emily Scarr

Maryland PIRG supports SB 0394, which establishes a statewide redeemable 5 cent deposit on single use beverage containers to decrease litter and waste. Putting recyclable trash in landfills or burning it through incineration is unnecessary and terrible for public health and the environment.

> Keep Reading

Pages

Priority Action

Help triple Maryland's container recycling rate. Tell the state Legislature: I support a Maryland Bottle Bill.

Support us

Your donation supports Maryland PIRG's work to stand up for consumers on the issues that matter, especially when powerful interests are blocking progress.

Consumer Alerts

Join our network and stay up to date on our campaigns, get important consumer updates, and take action on critical issues.